Buy the Best


Here’s Where to Find Your Own 0% Financing Deals on a Car

NEW YORK (MainStreet) — The zero-percent car loan is less than half as common as it was four years ago, but U.S. consumers who find such deals can expect to save $3,500 on average, an analysis shows.

"Sometimes consumers think zero-percent loans are some sort of scam, but they're actually legitimate. It's not a 'bait-and-switch' situation," says Jessica Caldwell of Edmunds, a car-buying site that recently studied zero-percent deals in depth.

How to Get Your Own New Car Financing - Budgeting Money

You want to buy a new car, but how are you going to pay for it? Unless you and
your significant other have a stockpile of cash, you are likely going to finance the

Dealers and automakers often use zero-percent financing to attract shoppers to certain car brands or models, typically offering buyers with good credit three to five years to pay off purchases using interest-free loans.

Getting a Loan - Auto Loan and Financing Tips - How-To Guides at ...

For starters, shop around for the best loan rates. To do this: Call around to local
banks and ask what the interest rates are for car loans. Start with your own bank ...

These deals can cost manufacturers less money than cash rebates or special leases, but still save consumers big bucks.

Top 4 Car Dealer Tricks: Credit Score, Negotiating Payments and ...

21 Nov 2014 ... Pay for the car in cash or get your own financing if you can, but don't reveal how
you're going to pay until after you've negotiated down the total ...

For instance, Edmunds estimates that shoppers who got zero-percent financing during 2014's first nine months will save $3,554 on average when compared with what those who got regular financing will spend on interest over their loans' lifetimes. (The firm found that the average loan taken out during the period had a 4.31% interest rate, a $28,000 principal and a 67-month term.)

Shop Right: Bring Your Own Car Financing - The Car Connection

23 Jan 2010 ... Although I have written about the sales process before, it's always a good idea to
recap what you can expect when you get to a dealership and ...

Read More: For the Best Prices Buying a Car, Go Shopping on Sundays

Caldwell adds that this year's savings are actually small in historic terms because of today's low interest rates. For instance, consumers who got zero-percent deals in 2007 typically saved around $6,000 on financing, as regular loan rates averaged 7.3% then.

What's the best way to finance buying a car? - Money Advice Service

From buying outright, to buying a car on finance, there are many options. ... When
interest rates are so low, it's likely that your savings will not be earning much in a
... You don't own the car until the final payment; Tends to be more expensive for ...

But Edmunds also found that zero-percent loans are harder to come by these days, accounting for just one percent of all dealer-provided financing.

10 ways to save on your next new car -

Get educated. 2. Pit dealers against each other. 7. Time the market. 3. BYOF (
bring your own financing). 8. Shop your trade-in. 4. Negotiate the vehicle price

How To Get Pre-Approved for a Car Loan on

19 Feb 2013 ... The best way to counter this is to get pre-approved for your car loan. Getting pre-
approved for a car loan is the closest you can come to the ...


Long before Amazon, QVC ruled home shopping: Its stock is coming back

Wall Street is about to see the return of one of TV's longstanding stars: QVC. The country's largest shopping network by viewers hasn't traded as a separate stock since 1995, when it was acquired by a consortium that included John Malone's Liberty Media .